Check your insurance plan’s formulary. This list details covered medications and their cost tiers. Lexapro’s tier will directly impact your out-of-pocket expense. Higher tiers mean higher costs.
Understanding Your Copay and Deductible
Your copay is your fixed payment per prescription. Your deductible is the amount you pay before your insurance covers a larger portion. Meeting your deductible might lower your Lexapro cost significantly. Carefully review your Explanation of Benefits (EOB) to understand your specific costs.
Explore different pharmacies within your insurance network. Prices vary. Use your insurance company’s website or app to compare costs at nearby pharmacies. Many pharmacies also offer prescription savings programs that work in conjunction with insurance.
Consider a 90-day supply. Purchasing a larger quantity often offers a lower per-pill cost compared to monthly refills. This can provide significant savings throughout the year. Discuss this option with your doctor and pharmacist.
Ask your doctor about generic escitalopram. This is the generic version of Lexapro, usually much cheaper. It’s chemically identical and just as effective. Generic alternatives are the best way to reduce your out-of-pocket cost for this medication. Always check the formulary for generic coverage before using brand-name Lexapro.
Contact your insurance provider directly. They can answer specific questions regarding your coverage and help you find ways to minimize expenses. Their customer service representatives are equipped to assist with prescription cost inquiries.
